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Bone Marrow Transplant Cost in india

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Written by Hexahealth Care Team, last updated on 13 December 2023| min read
Bone Marrow Transplant Cost in india

Quick Summary

  • The bone marrow transplant cost in India varies depending on several factors, such as the type of transplant, hospital facilities, location, and additional medical services.
  • The average cost of a bone marrow transplant in India is between INR 10 lakhs and INR 20 lakhs.
  • There are several ways to reduce the cost of a bone marrow transplant in India, such as opting for a government hospital, choosing a less expensive hospital, and getting financial assistance from the government or NGOs.

When it comes to bone marrow transplants, one of the critical questions that an individual has in his/her mind is, ‘How much does bone marrow transplant cost in India?’

In India, the bone marrow transplant cost varies depending on several factors, such as the type of transplant, hospital facilities, location, and additional medical services. Understanding the bone marrow transplant cost in India is essential for individuals seeking this life-saving procedure.

Continue reading to learn more about the bone marrow price in India, the factors that influence it, and techniques to lower the cost of bone marrow transplants.

Understanding Bone Marrow Transplantation

A bone marrow transplant, also known as a hematopoietic stem cell transplant, is a potentially life-saving procedure used to treat various conditions that affect the bone marrow, such as leukaemia, lymphoma, and certain genetic disorders. It involves the replacement of damaged or abnormal bone marrow with healthy stem cells to restore normal blood cell production.

Bone marrow transplant is a complex and specialised procedure that requires a multidisciplinary team of healthcare professionals, including haematologists, oncologists, transplant surgeons, and nurses.

Types of Bone Marrow Transplant

Bone marrow transplants are of two types. These are the allogeneic transplant and autologous transplant. Each type has its unique characteristics and indications.

  1. Autologous Transplant: An autologous transplant involves the patient serving as his/her own donor. 

    1. Before receiving high-dose chemotherapy or radiation therapy, the patient's own healthy stem cells are taken and kept. 

    2. Following the conditioning therapy, the patient's blood is again infused with the stem cells that were previously preserved to help regenerate the bone marrow. 

    3. Autologous transplants frequently treat multiple myeloma, several solid tumours, and some lymphomas.

  1. Allogeneic Transplant: The stem cells for an allogeneic transplant come from a compatible donor, usually a sibling or an unrelated donor with the same tissue type as the patient. 

    1. Allogeneic transplants may entirely replace the patient's immune system. 

    2. This kind of transplant is frequently employed to treat leukaemia, lymphoma, and other blood-related malignancies. 

    3. Additionally, it can be used to treat a few non-cancerous ailments, such as aplastic anaemia and a few hereditary diseases.

It's important to note that the type of bone marrow transplant that a patient receives will depend on their specific medical condition and other individual factors. A doctor can help determine the best course of treatment for each patient.


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Bone Marrow Transplant Cost in India

The bone marrow transplant cost in India ranges from₹ 15,00,000 to ₹ 27,00,000. Usually, this cost is different in various hospitals and centres depending upon multiple factors.

The price may differ based on the type of bone marrow transplant. The table below provides the details about the bone marrow transplant cost based on the types of bone marrow transplants.

Types of Bone Marrow Transplant

Cost Value

Autologous BMT

₹ 15,00,000 to ₹ 17,00,000

Allogeneic BMT

₹ 18,00,000 to ₹ 27,00,000

Consult with a doctor before undergoing any treatment method, including bone marrow transplantation. The doctor can determine the appropriate bone marrow transplant required and suggest the hospital or treatment centre that offers it at an affordable price.

Cost Breakup of Bone Marrow Transplant

It is essential for one to know that there are bound to be alterations in these rates depending on many factors, such as the choice of city and hospital, the team of doctors, etc. The cost of the bone marrow transplant can be divided into the following fractions. These are:


Expenses

Cost

Pre-Surgery Costs (physical examination and basic health checkup)

₹ 4,000 to ₹ 5,000

Specialized Bone Marrow Transplant Tests (CT scan, ultrasound tests, doppler tests)

₹ 60,000

Bone Marrow Transplant (depends on the type of transplant)

₹ 15,00,000 to ₹ 27,00,000

Post-Treatment Follow-Ups

₹ 600 to ₹ 1,000

Immunosuppressants Injection Costs

₹ 20,000 to ₹ 25,000

Post-Surgery Treatment and Medications

₹ 10,000 to ₹ 50,00

Factors Affecting Bone Marrow Transplant Cost in India

Several factors can influence the bone marrow transplant cost in India. Understanding these factors can help patients and their families prepare financially and make informed decisions. Here are some key factors that can affect the cost of a bone marrow transplant in India:


  1. Hospital and Physician Charges: The bone marrow transplant cost in India can vary greatly depending on the hospital and physician's charges. 

    1. Some hospitals charge higher fees for the same procedure than others, and some physicians may charge more for their services based on their reputation and expertise. 

    2. One needs to do extensive research and compare costs to find a hospital and physician that can provide high-quality care at an affordable price.

  2. Type of Transplant: The bone marrow transplant cost can vary depending on the type of transplant. Allogeneic transplant, which involves stem cells from a donor, is usually more expensive than autologous transplant, which uses the patient's own stem cells.

  3. Cost of Stem Cells: The cost of stem cells also affects the overall cost of bone marrow transplants in India. 

    1. If a patient is undergoing an allogeneic transplant, the cost of stem cells will depend on whether the donor is a relative or an unrelated individual. 

    2. Unrelated donor stem cells can be obtained from a bone marrow registry, which can increase the procedure's cost.

  4. Laboratory Tests and Diagnostics: Before the bone marrow transplant procedure, a patient will need to undergo several laboratory and diagnostic tests. The cost of these tests can vary depending on the hospital and the type of tests that are needed.

  5. Medications: After the bone marrow transplant, patients would be prescribed medication to help prevent infection and other complications. The cost of these medications can vary depending on the type of medication and the duration of treatment and significantly increase the overall bone marrow transplant cost.

  6. Accommodation and Food Expenses: During the bone marrow transplant, patients may need to stay in the hospital for an extended period. The cost of accommodation and food expenses can add up, especially if the patient is staying in a private room.

  7. Other Factors: Other factors that can affect the bone marrow transplant cost in India include the patient's age, overall health, and the presence of comorbidities, as well as any complications that may arise during or after the transplant.

Financing Options for Bone Marrow Transplant in India

Bone marrow transplantation is a life-saving procedure for many people suffering from blood-related disorders. However, the cost of this procedure can be quite high, making it unaffordable for many. Fortunately, various financial assistance options in India can help patients cover the bone marrow transplant cost.

  1. Government Schemes: The government of India has introduced multiple policies and schemes to provide financial assistance to patients who require medical treatment. Some of these schemes that help cover the bone marrow transplant cost include

    1. Ayushman Bharat Scheme: Ayushman Bharat is a flagship scheme from the government of India. 

      1. Its mission is to provide financial protection to poor and vulnerable families against catastrophic health expenditures. 

      2. Under this scheme, eligible patients can avail of free treatment at the many empanelled hospitals nationwide.

    2. Rashtriya Arogya Nidhi: Rashtriya Arogya Nidhi is a scheme implemented by the Ministry of Health and Family Welfare. 

      1. It aims to provide financial assistance to poor patients suffering from life-threatening diseases. 

      2. Patients who are below the poverty line and are not covered under any other government health scheme are eligible for this scheme.

    3. Prime Minister's National Relief Fund: The Prime Minister's National Relief Fund is a scheme that provides financial assistance to people suffering from major illnesses, including cancer and kidney failure. 

      1. The Prime Minister's Office manages this fund and provides financial assistance to eligible patients who require expensive medical treatment.

  2. Private Insurance: A bone marrow transplant is a challenging and complicated medical procedure that can be costly. In India, different types of insurance providers are available that provide coverage for bone marrow transplants. Some of these include.

    1. HDFC ERGO Health Insurance: HDFC ERGO provides health insurance plans that cover bone marrow transplants. 

      1. Their policies may include coverage for hospitalization expenses, surgery costs, intensive care unit charges, and post-operative care. 

      2. Coverage for donor expenses and follow-up treatments may also be included.

    2. Max Bupa Health Insurance: Max Bupa offers health insurance plans that cover bone marrow transplants. 

      1. Their policies may include coverage for inpatient hospitalization, pre-hospitalization, and post-hospitalization expenses. 

      2. They may also provide coverage for donor expenses and other related medical costs.

    3. ICICI Lombard Health Insurance: ICICI Lombard offers health insurance plans that cover bone marrow transplants. 

      1. Their policies typically include coverage for hospitalization expenses, including room charges, doctor fees, diagnostic tests, and medications. 

      2. It is important to review the policy terms and conditions for specific coverage details.

  3. Medical Loan and Financing Options: Many banks and financial institutions provide medical loans that are intended exclusively to pay for expensive medical operations. 

    1. These loans frequently offer adjustable repayment schedules and low-interest rates. 

    2. Examine your loan alternatives and talk to financial professionals to determine which one is best for you.

  4. Charitable Organisations: Several charitable organisations in India provide financial assistance to patients who require expensive medical treatment, including bone marrow transplants. Some of these organisations include

    1. Cuddles Foundation: The Cuddles Foundation is a non-profit organisation that works towards providing holistic nutrition support to underprivileged children suffering from cancer. 

      1. The organisation provides financial assistance to children who require bone marrow transplants and other expensive medical treatments.

    2. Cancer Patients Aid Association: The Cancer Patients Aid Association is another non-profit organisation that provides financial support and assistance to cancer patients for their treatment. 

      1. The organisation provides financial assistance for bone marrow transplants to eligible patients.

  5. Medical Tourism: Medical tourism is a popular option for patients seeking low-cost bone marrow transplants in India.

    1. Medical tourism companies offer packages that include travel, accommodation, and medical treatment at affordable rates.

Criteria for Selecting Affordable Bone Marrow Transplant Provider

When it comes to selecting an affordable bone marrow transplant (BMT) provider, several criteria can help patients and their families make an informed decision. Here are some key factors to consider:

  1. Cost Transparency: Look for a BMT provider who offers clear and thorough information regarding the procedure's cost. 

    1. They should be able to give a summary of the various expenditures involved, such as pre-transplant examinations, hospital fees, pharmaceutical costs, and follow-up care after the transplant. 

    2. Make sure there are no unforeseen or hidden costs.

  2. Insurance Coverage: Verify whether the BMT provider accepts your health insurance plan and whether your plan covers the operation. 

    1. Recognise the scope of the insurance and any potential out-of-pocket costs. 

    2. Ask the hospital about their experience working with insurance providers and how well they manage insurance claims.

  3. Reputation and Expertise: Consider the BMT provider's reputation and expertise. 

    1. Pick a medical centre with a committed transplant team, knowledgeable doctors, and a history of positive results. 

    2. By looking into the hospital's accreditations, success rates, and patient testimonials, you may learn about its reputation.

  4. Affordability Programs: Ask the BMT provider if grants or financial assistance programmes are available to assist people with tight budgets. 

    1. Some hospitals might collaborate with foundations or other businesses that offer financial assistance for transplant treatments. 

    2. Examine all alternatives and qualifying requirements.

  5. Supportive Care Services: Analyse the BMT provider's all-encompassing support services. 

    1. Counselling, assistance with diet, rehabilitative treatments, and emotional support for patients and their families are a few examples. 

    2. A more successful and comprehensive transplant experience may result from having access to these treatments.

  6. Location and Travel Expenses: Consider the BMT provider's location and related travel costs. 

    1. A closer-to-home provider can save travel expenses and the hardship of lengthy stays. 

    2. However, give attention to the level of skill and care provided rather than the proximity to you.

Takeaway

The bone marrow transplant cost in India has been known to be a significant financial burden for many families. However, by understanding the factors that influence the cost, exploring different financial assistance options, and ensuring quality care, patients can navigate the cost of the procedure while still receiving life-saving treatment. By sharing information and empowering patients and families, we can help make bone marrow transplants more accessible and affordable for all. 

At HexaHealth, we understand and acknowledge the many buddies that medical solutions bring with us. Our team walks hard and dedicatedly to bring you options and choices that are the most suitable for you. Our objective is to bring to your doorsteps world-class medical services at the right prices without compromising on quality. To discover more, get in touch with us at HexaHealth today.

Suggested Reads,

Bone Marrow Cancer Symptoms
Types of Bone Marrow
Bone Marrow Real Pictures
Bone Marrow Function
 

Frequently Asked Questions

The bone marrow transplant cost in India starts from INR 10,86,000 for an autologous bone marrow transplant. The price of the allogeneic bone marrow transplant is INR 15,60,000.

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The bone marrow transplant cost in India is significantly low compared to other countries. What makes India a great choice is not just the economical process but also the availability of the best doctors, the latest transplant equipment, etc.

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There are several factors that influence the cost of bone marrow transplants in India. These factors include :

  1. Hospital and physician charges

  2. Type of transplant

  3. Cost of stem cells

  4. Medications 

  5. Laboratory tests and diagnostics

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The bone marrow transplant cost in India covers many aspects of the surgery. This includes admission fees, doctors' consultations, accommodation and food for the patient, medications, and other essentials.

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In case of the emergence of the following factors, a person might have to pay additional expenses associated with a bone marrow transplant in India. These are :

  1. Charges for additional medical procedures or tests

  2. Transportation and automation charges for the caretaker of the patient

  3. Cost of any unexpected medical conditions or complications

  4. Charges for emergency or intensive care services

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Yes! In India, one can find both private as well as government health insurance coverage for bone marrow transplants. However, one must be fully aware of the insurance limit and all that it covers.

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There are two different types of bone marrow transplants. One is the allogeneic transplant, which involves using cells from the donor. The second one is the autologous transplant, which involves using a person's own stem cells.

Allogenic transplants are more expensive than autologous transplants as one needs to act additionally for the donor and also on medications that are taken to boost immunity and avoid any potential attacks from the new cells.

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The bone marrow price in India is dependent on several factors, including the condition of the patient. to find out about affordable options for bone marrow transplants in India, get in touch with our experts at HexaHealth.

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The low-cost bone marrow price in India can start from ₹ 15,00,000 for an autologous bone marrow transplant. The price of the allogeneic bone marrow transplant starts from ₹ 18,00,000.

However, with the use of health insurance and government policies, the total prices can be further compromised.

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Besides health and medical insurance, many other schemes and financial assistance in India can play an instrumental role in managing the high costs of bone marrow transplants. These include :
Government schemes for financial assistance 

  1. Ayushman Bharat

  2. Rashtriya Arogya Nidhi

  3. Prime Minister’s National Relief Fund

Charitable organizations providing financial assistance 

  1. Cuddles foundations 

  2. Cancer patients aid association

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An individual can adopt the following to prepare financially for a bone marrow transplant in India. These are :

  1. Collect your health insurance schemes, check eligibility, and also an approximate amount of their remuneration.
  2. In case no health insurance is there, collect all the essential documents to seek assistance from Government bodies or other NGOs
  3. Check for official medical claims.
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Yes, there are tax benefits available for bone marrow transplants in India. One can claim a deduction under section 80DDB of the income tax act on the total expenses incurred for the bone marrow transplant.

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There are many factors responsible for the fluctuations in bone marrow transplant costs in India. These factors include :

  1. Availability of donor

  2. Condition of the patient

  3. Choice of medical facilities

  4. The clinical infrastructure of the hospital

  5. Duration of stay. etc

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Unless one has a medical aim, government assistance, or assistance from an NGO, the cost of a bone marrow transplant with a hospital in India is non-negotiable.

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The payment options are sure to depend from one hospital to another and also on the kind of financial assistance that a person has.  The available options include cash, cards, etc.

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If you are wondering how much bone marrow transplant costs in India and how long one is supposed to incur the expenses, then it's vital to know that it all starts from the day you begin the tests for diagnosis and is sure to last till you have completely recovered. To find the exact costs, consult your healthcare provider today.

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The consequences of being unable to pay for a bone marrow transplant in India can be severe. If a person is unwilling or unable to pay, the medical procedures are stopped. This, in turn, can result in serious medical ailments.

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India has become a popular destination for bone marrow transplants in India due to its outstanding medical services, cost-effectiveness, and excellent care and support services. Most doctors are experts n their fields and provide the best services despite the price brackets. The follow-up from the doctors and medical staff, diet, and other factors can determine the quality of care.

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Yes, there are several government initiatives to make bone marrow transplants more affordable in India. These include :

  1. Ayushman Bharat

  2. Rashtriya Arogya Nidhi

  3. Prime Ministers National Relief Fund


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The cost of bone marrow transplants is an expensive affair that highly affects the accessibility of health care in India. However, It is also essential to know that compared with other countries, bone marrow cost in India is still affordable.

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The price of a bone marrow transplant in India depends on many factors. These include the patient's condition, donor, type of transplant, etc. therefore, making informed decisions is a must. Factors that need to be taken in mind are :

  1. The reliability of the doctor as well as the hospital.

  2. The services offered

  3. Costs comparison

  4. Overall care and support

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Many hospitals in India offer bone marrow transplants. The cost of the procedure varies depending on the type of transplant, the patient's age and health, and the relationship between the donor and the patient. The average bone marrow transplant cost in India ranges between 15 and 40 lakhs.

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References

All the articles on HexaHealth are supported by verified medically-recognized sources such as; peer-reviewed academic research papers, research institutions, and medical journals. Our medical reviewers also check references of the articles to prioritize accuracy and relevance. Refer to our detailed editorial policy for more information.


  1. Mayo Clinic. Bone marrow transplant - Mayo Clinic [Internet]. Mayoclinic.org. 2019. link
  2. Johns Hopkins Medicine. Bone Marrow Transplantation [Internet]. Johns Hopkins Medicine. 2019. link
  3. Lyfboat. Bone Marrow Transplant Cost in India | BMT Treatment in India [Internet]. Lyfboat. link

Last Updated on: 13 December 2023

Disclaimer: The information provided here is for educational and learning purposes only. It doesn't cover every medical condition and might not be relevant to your personal situation. This information isn't medical advice, isn't meant for diagnosing any condition, and shouldn't replace talking to a certified medical or healthcare professional.

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HexaHealth Care Team brings you medical content covering many important conditions, procedures falling under different medical specialities. The content published is thoroughly reviewed by our panel of qualified doctors for its accuracy and relevance.

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